Cash‑Flow Planning
Forecast receipts & expenses, set guardrails, and get alerts before your balance dips.
- Automatic bank connections via secure APIs
- Rolling 13‑week cash view & scenarios
- Budget vs. actuals tracking
Smart, Transparent Financial Tools for Real‑World Money Management
WQKIT builds simple, compliant, and secure solutions that help people and small businesses manage cash flow, accept payments, and keep finances organized—without hidden fees or confusing fine print.
U.S. based support
No hidden monthly fees
Bank‑grade encryption
Accessible & WCAG‑friendly
Solutions built for today’s operators
Payments & Invoicing
Send invoices, accept online card/ACH payments, and reconcile automatically.
- Customizable invoices & reminders
- ACH & card acceptance with clear pricing
- Exports for QuickBooks® & Xero®
Spend Controls & Virtual Cards
Create merchant‑locked virtual cards, set limits, and track receipts in one place.
- Per‑vendor controls and category limits
- Single‑use and recurring cards
- Real‑time alerts keep teams accountable
Simple, transparent pricing
Starter
For solo operators
- $0/month platform fee
- Invoicing & up to 3 virtual cards
- Email support
Team
For growing businesses
- $29/month
- Unlimited invoices & 25 virtual cards
- Role‑based approvals
Company
For multi‑entity organizations
- Custom pricing
- Advanced controls & SSO
- Priority support
Sample fee schedule
| Service | Fee | Notes |
|---|---|---|
| Card payments | 2.9% + $0.30 | Per successful card charge |
| ACH debit | 1.0% (cap $5) | Per successful bank debit |
| International card | +1.0% | Cross‑border surcharge |
| Chargeback | $15 | Only if a dispute is lost |
Fees are examples for product demonstration only and subject to change. Your actual pricing may differ.
Security & Compliance
Encryption
Data is encrypted in transit (TLS 1.2+) and at rest using strong encryption standards.
Access Controls
Role‑based permissions, MFA support, and audit logs help keep accounts secure.
Responsible Fintech
We design products with consumer protections in mind. WQKIT Financial Services is not a bank. Banking services (if offered) may be provided by partner banks and are subject to their approval.
Open your account in minutes
- Create your profile and verify your email
- Connect your existing bank securely
- Send your first invoice or issue a virtual card
Contact Us
We’re here to help
Have questions about pricing, integration, or partnerships? Reach out—our U.S.‑based team typically responds within one business day.
Email: [email protected]
Sales: [email protected]
Phone: +1 (415) 555‑0147
Address: 2261 Market St #1234, San Francisco, CA 94114
Why WQKIT?
Clarity first
Plain‑English pricing, consistent policies, and no junk fees.
Modern APIs
Integrate payments and finance data with your tools in hours, not weeks.
Customer‑obsessed
We measure success by your outcomes, not just sign‑ups.